Insurance shopping was broken. We fixed it.
Sure, there are web sites that claim to shop and compare property and casualty insurance, like home and auto. Those sites are actually collecting and selling contact information to multiple insurance agencies who simultaneously clamor for each lead's attention. No one likes that situation except the companies selling the contacts. Some insurance companies claim to offer online comparison, too. But it's marketing tactic, not shopping. No insurance company wants you to come to their web site to buy insurance from someone else!
Anyone should be able fill out a single insurance application and get quotes from nearly every carrier on the market! Anyone should be able to compare mutiple insurance options in a side-by-side, "apples-to-apples" format that is easy to understand! Where is the online shopping cart and checkout for insurance?!
How We Work
1. Insurance shoppers complete one insurance application to anonymously shop 35+ A-rated carriers, including companies no one else can compare.
2. We return underwritten quotes in about a day, with email notifications each time a new quote is returned.
3. Insurance shoppers view results in a side-by-side, "apples-to-apples" format that is consistent and easy to understand.
4. Shoppers put policies in their shopping carts and "click to buy" to get the right insurance at the best prices, whenever they are ready.
THE COMPARITY DIFFERENCE
We are the only company who:
- Compares homeowners insurance
- Quotes exclusive and independent agency carriers
- Delivers verified quotes on policies that can be purchased directly
- Doesn't sell client contact
Everyone else provides rate estimates in exchange for contact information or a shot at selling their insurance.
We take a different approach. We think shopping online for home insurance and other property insurance should be like shopping for anything else online.
We make it possible to shop privately for home insurance and other property insurance online with a side-by-side, "apples-to-apples" comparison of options.
Chat to get help when you need it. Use a shopping cart to select policies. "Click to buy" when you are ready.
We respect every applicant's privacy. We use information provided through our application only to obtain underwritten quotes.
Insurance Carriers We Quote
We are the only company who quotes both independent and exclusive carriers.
We quote only carriers rated A or better by A.M. Best.
Exclusive carriers require their authorized agents to represent only the exclusive carrier, with some exceptions.
Some exclusive carriers permit insurance agents to quote other carriers in cases where the exclusive carrier is ineligible to quote due to their own underwriting restrictions.
The main benefit exclusive carriers offer is bundling discount for buying multiple policies
- Fireman's Fund
- General Star
- Liberty Mutual
- Loudon Mutual
- Mainstreet America
- National General
- North Light
- Northern Neck
- The Hartford
Independent carriers work with insurance agents who represent multiple insurance companies.
The main benefit of independent insurance carriers is the variety of options combined with specialization of needs.